/* TBL Accounting design system, shared components. Generated by build_05; edit the generator, not this file. */
@font-face{font-family:"Fraunces";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/fraunces.woff2) format("woff2")}
@font-face{font-family:"Fraunces";font-style:italic;font-weight:400 700;font-display:swap;src:url(/assets/fonts/fraunces-italic.woff2) format("woff2")}
@font-face{font-family:"Hanken Grotesk";font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/hanken-grotesk.woff2) format("woff2")}
:root{--navy:#16243f;--navy-2:#0f1a30;--navy-ink:#0b1424;--green:#6aa55a;--green-2:#4f8442;--green-hi:#9cc48c;
 --cta:#3f7438;--cta-hover:#335f2e;--green-text:#376a2e;--paper:#f4f6f5;--cloud:#fff;--mist:#e8edf0;--ink:#14202f;--muted:#52616f;--slate:#5f6f7e;--line:#dbe3e6;
 --shadow:0 22px 60px -28px rgba(11,20,36,.42);--r:18px;--container:1200px;--gutter:30px;
 --font-display:"Fraunces",Georgia,"Times New Roman",serif;--font-body:"Hanken Grotesk",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
@media(max-width:900px){:root{--gutter:24px}}@media(max-width:520px){:root{--gutter:20px}}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:96px;font-variation-settings:"WONK" 0}html.no-scroll{overflow:hidden}
body{font-family:var(--font-body);color:var(--ink);background:var(--paper);line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3{font-family:var(--font-display);font-weight:600;line-height:1.05;letter-spacing:-.012em}
a{color:inherit;text-decoration:none}img{max-width:100%}
.wrap{max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}
.skip{position:absolute;left:12px;top:-80px;background:var(--navy);color:#fff;padding:12px 18px;border-radius:10px;z-index:300;font-weight:700}.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:6px}
.site-footer :focus-visible,.hero :focus-visible,.awake :focus-visible,.caband :focus-visible,.vcallout :focus-visible,.vquote :focus-visible,.drawer :focus-visible,.sector-card :focus-visible{outline-color:#fff}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;min-height:44px;border-radius:100px;border:2px solid transparent;font:inherit;font-weight:800;font-size:15px;line-height:1.1;cursor:pointer;transition:background .18s,transform .18s,box-shadow .18s,border-color .18s;text-align:center}
.btn-primary{background:var(--cta);color:#fff}.btn-primary:hover{background:var(--cta-hover);transform:translateY(-1px)}
.btn-ghost{border-color:rgba(255,255,255,.6);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{border-color:var(--line);background:#fff;color:var(--navy)}.btn-outline:hover{border-color:var(--navy)}
.btn-lg{padding:15px 28px;font-size:16px}
/* logo */
.logo-svg{display:block;height:40px;width:auto;aspect-ratio:387.94/84;color:var(--navy)}
/* header */
.site-header{position:sticky;top:0;z-index:60;padding:14px var(--gutter) 0;pointer-events:none}
.hdr-bar{pointer-events:auto;position:relative;max-width:calc(var(--container) - 2*var(--gutter));margin:0 auto;display:flex;align-items:center;gap:18px;min-height:64px;padding:10px 12px 10px 26px;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border:1px solid rgba(255,255,255,.7);border-radius:100px;box-shadow:0 10px 34px -20px rgba(11,20,36,.5);transition:box-shadow .25s}
.site-header.is-scrolled .hdr-bar{box-shadow:0 14px 36px -18px rgba(11,20,36,.6)}
.brand{display:block;flex-shrink:0}
.primary{margin-left:auto}.nav-list{display:flex;align-items:center;gap:4px;list-style:none}
.nav-split{display:flex;align-items:center;border-radius:100px}.nav-split:hover{background:var(--mist)}
.nav-link{padding:10px 4px 10px 16px;font-weight:600;font-size:15px;color:var(--navy);min-height:44px;display:flex;align-items:center}
.nav-chev{width:34px;height:44px;border:0;background:none;color:var(--navy);display:grid;place-items:center;cursor:pointer;border-radius:100px}
.nav-chev svg{transition:transform .2s}.nav-chev[aria-expanded=true] svg{transform:rotate(180deg)}
.panel{display:none;position:absolute;left:0;right:0;top:calc(100% + 10px);background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 30px 80px -30px rgba(11,20,36,.55);padding:28px 32px 20px}
.panel.is-open{display:block}
.panel-grid{display:grid;gap:30px;grid-template-columns:repeat(4,1fr)}.panel-grid.cols-3{grid-template-columns:repeat(3,1fr)}
.pg-title{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--green-text);font-weight:800;margin-bottom:8px}
.panel ul{list-style:none}.panel li a{display:block;padding:8px 0;font-weight:600;font-size:15px;color:var(--navy)}.panel li a:hover{color:var(--cta)}
.panel-foot{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:16px;padding-top:16px;border-top:1px solid var(--line);font-size:14.5px}
.panel-foot a{font-weight:800;color:var(--green-text)}.panel-foot a:after{content:" →"}
.panel-foot span{color:var(--muted)}
.hdr-cta{flex-shrink:0}
.burger{display:none;width:46px;height:46px;border:0;border-radius:50%;background:var(--mist);cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px;margin-left:auto}
.burger span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px}
@media(max-width:960px){.primary,.hdr-cta{display:none}.burger{display:flex}.hdr-bar{padding:9px 10px 9px 20px}.logo-svg{height:34px}}
/* mobile drawer */
.drawer{display:none;position:fixed;inset:0;z-index:100;background:var(--navy);color:#fff;flex-direction:column;overflow-y:auto}
.drawer.is-open{display:flex}
.drawer-head{display:flex;align-items:center;justify-content:space-between;padding:16px 20px}
.drawer .logo-svg{color:#fff;height:34px}
.drawer-close{width:46px;height:46px;border-radius:50%;border:1px solid rgba(255,255,255,.35);background:none;color:#fff;font-size:26px;line-height:1;cursor:pointer}
.drawer nav{padding:6px 20px}
.acc{border-bottom:1px solid rgba(255,255,255,.16)}
.acc summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;padding:18px 0;font-family:var(--font-display);font-size:24px;font-weight:600;min-height:56px}
.acc summary::-webkit-details-marker{display:none}.acc summary:after{content:"+";font-size:26px;color:var(--green-hi)}.acc[open] summary:after{content:"–"}
.acc ul{list-style:none;padding:0 0 14px}.acc li a{display:block;padding:11px 0;font-size:16.5px;color:rgba(255,255,255,.92)}
.acc .gt{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--green-hi);font-weight:800;margin:14px 0 2px}
.acc .all a{font-weight:800;color:var(--green-hi)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.cta-about{margin:14px 0 0;font-size:15px}.cta-about .link-arrow{font-weight:700}
.rel-links{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.rel-links a{display:inline-block;padding:9px 16px;border:1px solid var(--line);border-radius:100px;background:#fff;color:var(--green-text);font-weight:700;font-size:14.5px}.rel-links a:hover{border-color:var(--green-text)}
.drawer-link{display:flex;align-items:center;padding:18px 0;font-family:var(--font-display);font-size:24px;font-weight:600;min-height:56px;color:#fff;border-bottom:1px solid rgba(255,255,255,.16)}.drawer-link:focus-visible{outline:3px solid #fff;outline-offset:3px}
.drawer-actions{margin-top:auto;padding:22px 20px 30px;display:grid;gap:12px}
/* floating contact: desktop FAB + mobile bar */
.wa-fab{position:fixed;right:22px;bottom:22px;z-index:70;width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;box-shadow:0 16px 40px -12px rgba(11,20,36,.6);border:1px solid rgba(255,255,255,.18);transition:transform .18s}.wa-fab:hover{transform:translateY(-2px)}
.mbar{display:none}
@media(max-width:760px){.wa-fab{display:none}.mbar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:flex;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .25s}.mbar.is-visible{transform:none}.mbar .btn{flex:1;padding:12px 10px}.site-footer{padding-bottom:96px!important}}
/* footer */
.site-footer{background:var(--navy-ink);color:rgba(255,255,255,.78);padding:64px 0 28px;margin-top:84px}
.f-top{display:grid;grid-template-columns:1.15fr 2.85fr;gap:48px;margin-bottom:44px}
.f-brand .logo-svg{color:#fff;height:42px;margin-bottom:18px}
.f-brand p{font-size:15px;max-width:30ch;margin-bottom:22px}
.f-brand .btn{margin-bottom:14px}
.f-wa{display:block;font-weight:700;font-size:14.5px;color:#fff;text-decoration:underline;text-underline-offset:4px}
.f-cols{display:grid;grid-template-columns:1.1fr 1.1fr .9fr;gap:32px}
.f-h{color:#fff;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;font-weight:800;margin-bottom:16px}
.site-footer ul{list-style:none;display:flex;flex-direction:column;gap:2px}.site-footer li a{display:block;padding:6px 0;font-size:14.5px;color:rgba(255,255,255,.8)}.site-footer li a:hover{color:#fff;text-decoration:underline}
.site-footer li.more a{color:var(--green-hi);font-weight:700}
.f-group{margin-top:26px}.f-note{font-size:13.5px;margin-top:10px;color:rgba(255,255,255,.7)}
.f-base{border-top:1px solid rgba(255,255,255,.14);padding-top:22px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:13px;color:rgba(255,255,255,.72)}
.f-base nav{display:flex;gap:18px}.f-base a:hover{color:#fff;text-decoration:underline}
@media(max-width:900px){.f-top{grid-template-columns:1fr;gap:34px}.f-cols{grid-template-columns:1fr 1fr}.f-cols>div:last-child{grid-column:1/-1}}
@media(max-width:520px){.f-cols{grid-template-columns:1fr 1fr;gap:26px 18px}.site-footer{margin-top:64px}.site-footer li a{font-size:14px;padding:5px 0}}
/* sector cards (homepage + hub) */
.sector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.sector-card{position:relative;display:block;border-radius:18px;overflow:hidden;aspect-ratio:4/3;background:linear-gradient(140deg,var(--navy),var(--navy-2));box-shadow:var(--shadow);isolation:isolate}
.sector-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s cubic-bezier(.2,.7,.2,1)}.sector-card:hover img{transform:scale(1.05)}
.sector-card .ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,20,36,0) 30%,rgba(11,20,36,.58) 62%,rgba(11,20,36,.93) 100%)}
.sector-card .lab{position:absolute;left:0;right:0;bottom:0;padding:20px 22px;color:#fff}
.sector-card .s,.sector-card .d{display:block}.sector-card .s{font-family:var(--font-display);font-size:21px;font-weight:600;line-height:1.15}.sector-card .d{font-size:14px;color:rgba(255,255,255,.88);margin-top:6px}
.sector-card.plain .ic{position:absolute;top:22px;left:22px;width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.1);display:grid;place-items:center;color:var(--green-hi)}
@media(max-width:520px){.sector-card .d{display:none}.sector-card .ov{background:linear-gradient(180deg,rgba(11,20,36,0) 38%,rgba(11,20,36,.72) 70%,rgba(11,20,36,.95) 100%)}}
@media(max-width:900px){.sector-grid{grid-template-columns:1fr 1fr;gap:12px}.sector-card{aspect-ratio:1/1}.sector-card .s{font-size:17px}.sector-card .d{font-size:12.5px}.sector-card .lab{padding:14px}.sector-card:last-child:nth-child(odd){grid-column:1/-1;aspect-ratio:16/8}}
@media(max-width:900px){.contact-hero .d-only{display:none}}.contact-hero .m-only{display:none}@media(max-width:900px){.contact-hero .m-only{display:block}}
/* related insights (not yet published) */
.rcard.is-soon{cursor:default}.rcard.is-soon:hover{transform:none;box-shadow:none}
.soon{margin-left:8px;font-size:10px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;background:var(--mist);color:var(--muted);padding:3px 8px;border-radius:20px}
.chip{display:inline-block;font-size:12.5px;font-weight:600;color:var(--navy);background:var(--mist);padding:8px 15px;border-radius:100px}a.chip:hover{background:var(--cta);color:#fff}
/* inner-page components (merged from the previous inline styles) */
h1,h2,h3{font-family:'Fraunces',Georgia,serif;font-weight:600;line-height:1.05;letter-spacing:-.012em}
@keyframes rise{to{opacity:1;transform:none}}
.scard{position:relative;border-radius:16px;overflow:hidden;aspect-ratio:4/5;cursor:pointer;box-shadow:var(--shadow);background:var(--navy)}
.scard img{width:100%;height:100%;object-fit:cover;transition:transform .55s cubic-bezier(.2,.7,.2,1);display:block}
.scard:hover img{transform:scale(1.06)}
.scard .ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,20,36,0) 38%,rgba(11,20,36,.5) 66%,rgba(11,20,36,.9) 100%)}
.scard .lab{position:absolute;left:0;right:0;bottom:0;padding:18px 16px;color:#fff;z-index:2}
.scard .lab .k{font-size:10px;letter-spacing:.09em;text-transform:uppercase;color:var(--green-hi);font-weight:800;margin-bottom:7px;display:block}
.scard .lab .s{font-size:16px;font-weight:800;line-height:1.16;letter-spacing:-.01em}
.scard .lab .d{font-size:12.5px;color:rgba(255,255,255,.82);margin-top:0;opacity:0;max-height:0;transition:opacity .35s ease,max-height .35s ease,margin-top .35s ease;overflow:hidden}
.scard:hover .lab .d{opacity:1;max-height:44px;margin-top:6px}
.vhero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:50px;align-items:center}
.vhero h1{margin-bottom:20px;font-family:'Fraunces',serif;font-size:clamp(34px,5vw,54px);color:var(--navy);max-width:16ch;line-height:1.04;margin-bottom:20px}
.vsummary{background:var(--cloud);border:1px solid var(--line);border-radius:18px;padding:24px 26px 26px;box-shadow:var(--shadow)}
.vsummary .st{font-size:11.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.vsummary .line{display:flex;gap:13px;padding:16px 0;border-top:1px solid var(--line)}
.vsummary .line .ic{width:30px;height:30px;border-radius:8px;flex-shrink:0;display:grid;place-items:center}
.vsummary .line.tbl .ic{background:var(--cta);color:#fff}
.vsummary .line.caban .ic{background:var(--navy);color:var(--green-hi)}
.vsummary .who{font-weight:800;color:var(--navy);font-size:14.5px;margin-bottom:2px}
.vsummary .what{font-size:13px;color:var(--muted);line-height:1.4}
.vsummary .sbtn{display:block;text-align:center;margin-top:18px;background:var(--cta);color:#fff;padding:13px;border-radius:100px;font-weight:800;font-size:14.5px}
.crumb{font-size:13px;color:var(--muted);padding:26px 0 0}
.crumb a{color:var(--muted)}
.crumb a:hover{color:var(--navy)}
.vhero{padding:20px 0 10px}
.vkick{display:inline-block;font-size:12.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--green-text);margin-bottom:16px}
.vhero h1 em{font-style:italic;color:var(--green-text);font-weight:500}
.vlead{font-size:clamp(17px,1.7vw,20px);color:var(--muted);max-width:58ch;line-height:1.5}
.vlead b{color:var(--navy)}
.vsec{padding:52px 0}
.vsec h2{font-family:'Fraunces',serif;font-size:clamp(26px,3.2vw,36px);color:var(--navy);margin-bottom:10px;max-width:22ch}
.vsec .intro{font-size:16px;color:var(--muted);max-width:56ch;margin-bottom:30px}
.diagram{background:var(--cloud);border:1px solid var(--line);border-radius:22px;padding:34px 30px 38px}
.dq{max-width:440px;margin:0 auto;background:var(--navy);color:#fff;border-radius:14px;padding:18px 24px;text-align:center;font-family:'Fraunces',serif;font-size:19px;font-weight:600}
.dstem{width:2px;height:26px;background:var(--line);margin:0 auto}
.dsplit{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:0}
.dcol{border-radius:16px;padding:24px 22px;position:relative}
.dcol.tbl{background:var(--paper);border:1px solid var(--line);border-top:4px solid var(--green)}
.dcol.caban{background:var(--navy);border-top:4px solid var(--green-hi)}
.dcol .dh{font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px}
.dcol.tbl .dh{color:var(--green-text)}
.dcol.caban .dh{color:var(--green-hi)}
.dcol .dtitle{font-family:'Fraunces',serif;font-size:20px;margin-bottom:4px}
.dcol.tbl .dtitle{color:var(--navy)}
.dcol.caban .dtitle{color:#fff}
.dcol .dsub{font-size:13.5px;margin-bottom:16px}
.dcol.tbl .dsub{color:var(--muted)}
.dcol.caban .dsub{color:rgba(255,255,255,.72)}
.dchips{display:flex;flex-wrap:wrap;gap:8px}
.dchip{font-size:12.5px;font-weight:600;padding:7px 13px;border-radius:100px}
.dcol.tbl .dchip{background:#fff;border:1px solid var(--line);color:var(--navy)}
.dcol.caban .dchip{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:#fff}
.dcol .dend{margin-top:18px;font-size:13.5px;font-weight:700}
.dcol.tbl .dend{color:var(--green-text)}
.dcol.caban .dend{color:var(--green-hi);display:flex;align-items:center;gap:7px}
.dbadge{position:absolute;top:-1px;right:16px;transform:translateY(-50%);font-size:11px;font-weight:800;letter-spacing:.05em;padding:5px 12px;border-radius:100px}
.dcol.tbl .dbadge{background:var(--cta);color:#fff}
.dcol.caban .dbadge{background:var(--green-hi);color:var(--navy-ink)}
.vpurpose{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.vpcol{background:var(--cloud);border:1px solid var(--line);border-radius:16px;padding:24px}
.vpcol h3{display:flex;align-items:center;gap:9px;font-family:'Fraunces',serif;font-size:18px;color:var(--navy);margin-bottom:14px}
.vpcol h3 span{width:30px;height:30px;border-radius:8px;background:var(--navy);color:var(--green-hi);display:grid;place-items:center;flex-shrink:0}
.vpcol ul{list-style:none;font-size:14px}
.vpcol li{padding:8px 0;border-top:1px dashed var(--line);color:var(--ink)}
.vpcol li:first-child{border-top:0}
.vcallout{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;border-radius:22px;padding:40px 40px;position:relative;overflow:hidden}
.vcallout:before{content:"";position:absolute;right:-50px;top:-50px;width:230px;height:230px;border-radius:50%;background:radial-gradient(circle,rgba(143,190,63,.25),transparent 66%)}
.vcallout .in{position:relative;z-index:1;max-width:60ch}
.vcallout h3{font-family:'Fraunces',serif;font-size:24px;margin-bottom:12px}
.vcallout h3 em{color:var(--green-hi);font-style:italic;font-weight:500}
.vcallout p{color:rgba(255,255,255,.82);font-size:16px;margin-bottom:18px}
.vcallout a{display:inline-flex;align-items:center;gap:8px;background:var(--cta);color:#fff;padding:12px 22px;border-radius:100px;font-weight:800;font-size:14.5px}
.vcta{background:var(--cloud);border:1px solid var(--line);border-radius:24px;overflow:hidden;display:grid;grid-template-columns:1.05fr .95fr}
.vcta .copy{padding:44px 42px;display:flex;flex-direction:column;justify-content:center}
.vcta .copy h2{font-family:'Fraunces',serif;font-size:30px;color:var(--navy);margin-bottom:14px;max-width:16ch}
.vcta .copy p{font-size:16px;color:var(--muted);margin-bottom:22px;max-width:44ch}
.vcta .copy .row{display:flex;gap:12px;flex-wrap:wrap}
.vcta .copy .b1{background:var(--cta);color:#fff;padding:14px 26px;border-radius:100px;font-weight:800;font-size:15px}
.vcta .copy .b2{border:1px solid var(--line);color:var(--navy);padding:14px 24px;border-radius:100px;font-weight:700;font-size:15px}
.vcta .pic{position:relative;min-height:340px}
.vcta .pic img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.vrelated{padding:14px 0 60px}
.vrelated .rhead{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:24px;flex-wrap:wrap}
.vrelated h2{font-family:'Fraunces',serif;font-size:clamp(24px,3vw,32px);color:var(--navy)}
.vrelated .all{font-size:14px;font-weight:700;color:var(--green-text);display:flex;align-items:center;gap:6px;white-space:nowrap}
.rgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.rcard{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:16px;background:var(--cloud);overflow:hidden;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease}
.rcard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.rcard .rk{font-size:10.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--green-text);padding:18px 20px 0}
.rcard h3{font-family:'Fraunces',serif;font-size:17.5px;color:var(--navy);line-height:1.22;padding:8px 20px 0}
.rcard p{font-size:13.5px;color:var(--muted);padding:8px 20px 16px;margin-top:auto}
.rcard .rmeta{font-size:12px;color:var(--muted);padding:0 20px 18px;display:flex;align-items:center;gap:8px;border-top:1px solid var(--line);padding-top:14px}
.rcard .au{width:22px;height:22px;border-radius:50%;background:var(--mist);display:grid;place-items:center;font-size:9.5px;font-weight:800;color:var(--navy)}
.hublist{list-style:none}
.hublist li{padding:0;border-top:1px dashed var(--line)}
.hublist li:first-child{border-top:0}
.hublist a{display:block;padding:13px 0}
.hublist a b{display:block;color:var(--navy);font-size:15.5px}
.hublist a span{display:block;font-size:13.5px;color:var(--muted);margin-top:2px}
.hubwrap .vpurpose{grid-template-columns:repeat(2,1fr)}
.vquote{background:linear-gradient(120deg,var(--navy),var(--navy-2));border-radius:24px;padding:40px 42px;display:flex;flex-direction:column;justify-content:center;color:#fff;position:relative;overflow:hidden;min-height:100%}
.vquote:before{content:"";position:absolute;right:-40px;bottom:-40px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(106,165,90,.28),transparent 66%)}
.vquote .qm{font-family:'Fraunces',serif;font-size:56px;line-height:.6;color:var(--green-hi);opacity:.85;position:relative;z-index:1}
.vquote blockquote{font-family:'Fraunces',serif;font-size:19px;line-height:1.35;margin:10px 0 18px;position:relative;z-index:1}
.vquote .attr{font-size:13.5px;color:rgba(255,255,255,.68);position:relative;z-index:1}
.vnotice{background:var(--paper);border:1.5px dashed var(--line);border-radius:18px;padding:26px 28px}
.vnotice .nk{font-size:11px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--green-text);margin-bottom:8px}
.vnotice p{font-size:14.5px;color:var(--muted)}
.vsteps .stt{font-family:'Fraunces',serif;font-size:23px;margin-bottom:14px;position:relative;z-index:1}
.vsteps ol{list-style:none;position:relative;z-index:1}
.vsteps li{display:flex;gap:14px;align-items:flex-start;padding:11px 0;font-size:15.5px;line-height:1.4;color:rgba(255,255,255,.88);border-top:1px solid rgba(255,255,255,.12)}
.vsteps li:first-child{border-top:0}
.vsteps li b{flex:0 0 28px;height:28px;border-radius:50%;background:var(--cta);color:#fff;display:grid;place-items:center;font-size:13px}
.dsplit4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:0}
.dcard4{background:var(--paper);border:1px solid var(--line);border-top:4px solid var(--green);border-radius:14px;padding:20px 18px;display:flex;flex-direction:column}
.dcard4 .circ{font-size:13.5px;color:var(--muted);line-height:1.4;margin-bottom:14px;min-height:56px}
.dcard4 .arr{color:var(--green-text);margin-bottom:10px}
.dcard4 .tt{font-family:'Fraunces',serif;font-size:18px;color:var(--navy);margin-bottom:4px}
.dcard4 .tl{font-size:12.5px;color:var(--muted);line-height:1.4}
.legal{max-width:780px}
.legal h2{font-family:'Fraunces',serif;font-size:24px;color:var(--navy);margin:34px 0 10px}
.legal p,.legal li{font-size:15.5px;color:var(--ink);line-height:1.65;margin-bottom:12px}
.legal ul{padding-left:22px;margin-bottom:12px}
.legal .draft{background:#fff7e0;border:1px solid #f0d98a;border-radius:12px;padding:14px 18px;font-size:14px;margin:18px 0 26px;color:#5b4a10;line-height:1.55}
.legal .tc{background:#fff3a8;padding:0 4px;border-radius:3px;font-weight:600}
.legal .upd{font-size:13px;color:var(--muted)}
.cform label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin:14px 0 6px}
.cform label span{font-weight:500;color:var(--muted)}
.cform input,.cform textarea{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:12px;font:inherit;font-size:15px;background:#fff;color:var(--ink)}
.cform input:focus,.cform textarea:focus{outline:2px solid var(--green);outline-offset:1px;border-color:transparent}
.cform button.sbtn{width:100%;border:0;cursor:pointer;font:inherit;font-weight:800;font-size:15px}
.cform .fine{font-size:12.5px;color:var(--muted);margin-top:14px;line-height:1.5}
.cform .fine a{text-decoration:underline}
@media(max-width:900px){
.scard{flex:0 0 76%;scroll-snap-align:start;aspect-ratio:4/5}
.hubwrap .vpurpose{grid-template-columns:1fr}
}
@media(max-width:820px){
.vhero-grid{grid-template-columns:1fr;gap:28px}
.dsplit{grid-template-columns:1fr}
.vpurpose{grid-template-columns:1fr}
.vcta{grid-template-columns:1fr}
.vcta .pic{min-height:240px}
.rgrid{grid-template-columns:1fr}
.dsplit4{grid-template-columns:1fr 1fr}
}
@media(max-width:520px){
.dsplit4{grid-template-columns:1fr}
.dcard4 .circ{min-height:0}
}
.hublist a:hover b{color:var(--cta)}
@media(min-width:901px){.sector-grid{grid-template-columns:repeat(6,1fr)}.sector-card{grid-column:span 2}.sector-card:nth-last-child(-n+4){grid-column:span 3;aspect-ratio:2/1}}
.panel .pg-desc{font-size:13.5px;line-height:1.45;color:var(--muted);margin:4px 0 0;max-width:30ch}.panel .pg-title a{color:inherit}.panel .pg-title a:hover{color:var(--green-text)}

.vhero h1.kw{max-width:none}
.vhero h1.kw .h1-kw{display:block;font-family:var(--font-body,'Hanken Grotesk',system-ui,sans-serif);font-size:12.5px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--green-text);line-height:1.45;margin-bottom:16px;max-width:48ch}
.vhero h1.kw .h1-tag{display:block;max-width:16ch}

.vfaq-list{max-width:880px;margin-top:6px}
.vfaq-item{border-top:1px solid var(--line);padding:20px 0}
.vfaq-item:last-child{border-bottom:1px solid var(--line)}
.vfaq-item h3{font-family:'Fraunces',serif;font-size:19px;color:var(--navy);margin:0 0 8px;line-height:1.28}
.vfaq-item p{margin:0;font-size:16px;color:var(--ink);max-width:72ch;line-height:1.6}
.vfaq-item a{color:var(--green-text);text-decoration:underline;text-underline-offset:3px}
.vupd{font-size:13.5px;color:var(--muted);margin-top:18px}
picture{display:contents}