Financial modelling & forecasting in South Africa See three months ahead, not behind.
Budgets, cash-flow forecasts and scenario models built to actually get used — so a decision about hiring, stock or a new location is backed by a number, not a guess.
Models built to be used, not filed away
A model that lives in a drawer isn't a model. We build forecasts owners actually check — weekly or monthly, not once a year.
Forecasting
- Cash-flow forecasting
- Budget vs actual tracking
- Scenario & sensitivity modelling
- Rolling 12-month forecasts
Decision support
- Hiring & capacity modelling
- Pricing & margin modelling
- New-location or new-line feasibility
- Break-even analysis
For funders
- Bank & lender-ready projections
- Covenant & funder reporting
- Grant & incentive application support
- Board-ready model packs
Modelling for a raise, not the day-to-day?
An investor-facing model built to support a capital raise or a sale is deal work — that sits with our colleagues at Caban Corporate Advisors. One group, seamless handover.
Go to CabanFrequently asked questions
Short, plain answers to what South African business owners ask us most.
What is a financial model or cash-flow forecast?
A financial model projects a business's income, costs and cash under stated assumptions. A cash-flow forecast shows when cash will actually come in and go out. TBL Accounting builds budgets, rolling 12-month forecasts and scenario and sensitivity models.
Can a model tell me whether I can afford to hire or open a new location?
That is what decision models are for: hiring and capacity modelling, pricing and margin modelling, new-location and new-line feasibility, and break-even analysis. The aim is a number you can act on, not a guess.
Can you prepare projections for a bank or funder?
Yes. We prepare bank and lender-ready projections, covenant and funder reporting, grant and incentive application support and board-ready model packs.
Do you build models for a capital raise or a sale?
An investor-facing model built to support a capital raise or a sale is deal work, and it sits with our colleagues at Caban Corporate Advisors.
Last updated
Talk to a real accountant, not a call centre.
Tell us what decision you're weighing and a named, qualified accountant will build the model to answer it — no queue, no junior.
- 1You tell us where things stand.
- 2A named accountant tells you what they would look at first.
- 3You decide what happens next.