Evidence-based thinking on how growing businesses win.
Longer, sourced papers on the money questions that decide whether owner-run businesses in South Africa grow or stall.
All white papers
SME compliance calendar 2026/27 and the cost of being late
The SME compliance calendar for 2026/27: every SARS payroll, VAT and provisional tax date for the next 12 months, and what paying SARS late really costs.
White paperChoosing your tax regime for 2026/27: a framework
Choosing your tax regime for 2026/27: a decision framework for turnover tax, normal tax and a company, with a full tax comparison, eligibility rules and traps.
White paperCash flow management for growing businesses
Cash flow management for growing businesses: why profitable firms run out of cash, the cash conversion cycle, releasing working capital and what early-payment discounts cost.
White paperBuilding a finance function: from bookkeeper to Virtual FD
A five-stage model of a finance function for owner-managed businesses, a ten-question self-assessment, who does what at each stage and a 90-day roadmap.
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