Wealth structuring services in South Africa Structured properly, coordinated honestly.
Wealth and retirement structuring conversations, coordinated with a licensed financial adviser — because your accountant should be part of that conversation, even when they're not the one licensed to give the advice.
Where we help, and where we hand over
Wealth advice under FAIS requires an FSP licence. We coordinate the accounting and tax side and work alongside a licensed adviser for the advice itself.
Coordination
- Wealth-structuring conversations, accounting-led
- Coordinating with your licensed financial adviser
- Tax-efficient remuneration & drawings planning
- Business and personal wealth, viewed together
Tax alongside wealth
- Retirement contribution tax planning
- Trust & estate integration (see our Trusts service)
- Tax-efficient exit and drawdown planning
- Coordinating with your estate plan
What we don't do
- We don't give regulated investment advice ourselves
- We don't select or recommend specific investment products
- We do sit alongside your licensed adviser, translating the tax and accounting side
Financial advice on investments and retirement products is regulated under FAIS and requires an FSP licence. TBL is pursuing this licence; until it's granted, this is a referral and coordination service — we handle the accounting and tax side and work alongside a licensed adviser for the advice itself.
Frequently asked questions
Short, plain answers to what South African business owners ask us most.
Does TBL Accounting give financial or investment advice?
No. Financial advice on investments and retirement products is regulated under FAIS and requires an FSP licence. TBL is pursuing this licence; until it is granted, wealth structuring is a referral and coordination service. We do not give regulated investment advice or recommend specific investment products.
What does wealth structuring coordination involve?
Accounting-led wealth-structuring conversations, coordinating with your licensed financial adviser, tax-efficient remuneration and drawings planning, and viewing business and personal wealth together.
How does tax fit with retirement planning?
We help with retirement-contribution tax planning, tax-efficient exit and drawdown planning, and coordination with your estate plan. See our trusts and estate planning service.
Why involve an accountant before seeing an adviser?
Because the tax and accounting side shapes the decision. TBL Accounting sits alongside your licensed adviser and translates that side into plain language.
Last updated
Talk to a real accountant, not a call centre.
Tell us what you're weighing and a named, qualified accountant will help coordinate the accounting side, alongside a licensed adviser — no queue, no junior.